我要的2010.

very wols i know, when there are already people posting up their resolutions for 2010 in 2009.

time is never wasted when it is utilised; i used the first month of 2010 to reflect on what i've did, asked myself if i liked it and if i'd want to continue the way things are or discipline myself to change.

#1- let Mr M (picture below) and my piggy bank become best friends.

i forgot when was the last time my piggy bank smiled so brightly.

gee, that was pretty lame but i couldn't resist posting up that army guy:P

im sick and tired of the feeling of having $1.00 staring back at me at an ATM and going hungry till payday comes.
fyi, i have a POSB savings AND a UOB TX account.
my POSB is supposed to be my "spending" account while my UOB is supposed to be my "savings' account.
but im such a sucker for pretty clothes ( especially online shopping!) that BOTH accounts became my spending account.
:(

this is defintely one of the areas that i want to change about myself.

QUESTION:
how?

ANSWER:
by planning my $$$ , setting visible goals ,
and getting external instruments to help myself save.

gonna purchase a savings plan from prudential whereby i have to commit to it for a number of years and CANNOT take out part of the money at all.

this one no joke ah, not like my PERSONAL accounts where i am my own boss.
with the help of a 3rd party, i confirm will have to force myself to save liao.
best of all, there's a 3% interest rate compared to the pathetic 1% interest (or less) from banks!

two birds one stone! :D

dear shopoholics, if you are feeling (as) helpless (as me) with yourself over your spendings and wishes to save, drop me a text or email at cwj_friends@hotmail.com for the above mentioned prudential savings plan.
investors are welcomed too.

i got lobangs!
(:

#2- get my driving license!
if you've been to my facebook, you wouldnt have missed out on my encounter with the pervertic guys recently.
due to my work as a full time tutor, i travel on public transport 3-6 times a day.
transport very chor nvm, PERVERTS ARE RAMPANT!

im sick and tired of watching out for myself on trains and buses; being suspicious of a guy who points his camera at me.
I NEED A CAR! EVEN A CHERRY QQ I WILL BE HAPPY TOO! (:
anyway im quite confident that i'll buang my first car so no point getting a BMW.

but before that, i'll need my LICENSE.
setting aside 1.5k for this and applying for my FTT and PDL in March.
aiming to get the paper by Dec 2010.

#3- pamper myself with short trips and holidays
- heading for Taiwan with Alvin, Kent and Shups in April! :D (confirmed, tickets booked)
-Keeping my fingers crossed for the bangkok trip in August, and Bali with weirdos in July/August. (hopefully full attendance)
- Batam with Shih wen in Feb/March.

& work hard for Yokohama (Japan) in April 2011.

#4- Forgive the people that made me hurt simply because i still want them in my life. or rather, be able to find a reason to forgive them.

#5- Be there for the people who care for me and whom i care for.

#6- Indulge in the things that make me happy.
I remember attending the first dance lesson of my life with suanhwee at the beginning of 2010 and even though we danced like ducks, it made me smile from my heart still.

Though not on the priority list, i wanna learn singing and hip hop.
lobangs anyone?